---
title: "Investments"
url: https://drpiggybank.org/investments/
description: "Risk and reward, stocks, bonds, mutual and index funds, asset allocation and notes on renting versus buying."
---

# Investments

GUIDE 04

- **Investments**
  - Things you can do with your money in your accounts, ideally to make more money but this is not guaranteed, so there are risks.
  - Generally, low risk low reward (safe), high risk high reward (not safe)
    - Stocks
    - Bonds
    - Mutual funds
      - Index funds
        - Actively vs passively managed index funds
    - Asset allocation
    - Real estate
      - 50% of physician will change jobs from year 1 to year 2
      - If you aren’t sure, rent, buy if at least staying more than 5 years
      - Fixed costs: taxes, utilities, services